Jeevan Pramaan 2026: Life Certificate Last Date & How to Submit From Home
Find your exact life certificate window, submit a digital life certificate with face authentication on your phone, and know what to do if you miss 30 November. A simple guide for pensioners and their children.
Life certificate last date 2026
Every pensioner has to prove once a year that they are alive, or the pension is held. For central government pensioners and most bank-paid pensions, the life certificate (Jeevan Pramaan Patra) is due every November:
| Pensioner | When to submit | Last date |
|---|---|---|
| Aged 80 and above (super senior) | From 1 October 2026 | 30 November 2026 |
| Below 80 | From 1 November 2026 | 30 November 2026 |
| EPS-95 pensioners (EPFO) | Any time of the year | Valid for 12 months from the date you submit |
| State government pensioners | Usually November | Varies by state. Check with your treasury |
| Defence pensioners (SPARSH) | As shown on SPARSH | Check your due date on the SPARSH portal |
The deadline is extended only if the government announces it. Don’t wait for an extension, especially if your pension is your main income.
5 ways to submit your life certificate
Use the Jeevan Pramaan Face app on any Android phone. Free and takes about 10 minutes.
Best if you have a smartphone and your Aadhaar is linked to your pension.Submit a physical form, or a digital certificate with the bank’s fingerprint scanner.
Take your PPO number, Aadhaar and passbook. Go early in November to avoid queues.CSCs and many post offices generate a digital life certificate using a fingerprint or iris scanner.
Useful if your bank is far away. A small service fee may apply at CSCs.The India Post Payments Bank postman, or your bank’s doorstep banking service, can generate it at home.
Book in advance. A small fee may apply. Best for bedridden or very elderly pensioners.Pensioners can also get a physical life certificate signed by an authorised officer (such as a gazetted officer or bank manager) and submit it to the bank. The digital route is faster and gives you a Pramaan ID to track it.
How to submit Jeevan Pramaan by face authentication (step by step)
- Install AadhaarFaceRD and Jeevan Pramaan Face from the Google Play Store on an Android phone with a working front camera and internet.
- Open the Jeevan Pramaan app and verify the operator (the person helping, which can be the pensioner themselves) with their Aadhaar and mobile OTP.
- Enter the pensioner’s Aadhaar number, mobile number, PPO number, and pension sanctioning and disbursing authority (for most, the bank that pays the pension).
- Capture the pensioner’s face with the front camera. Sit in good, even light, remove glasses, and blink when the app asks.
- Submit. You’ll get a Pramaan ID on screen and by SMS. Save it.
- After a few days, check the status on jeevanpramaan.gov.in or with your bank to make sure it was accepted, not just generated.
Documents and details you need
- Aadhaar number (or Virtual ID)
- Mobile number linked to Aadhaar
- PPO (Pension Payment Order) number
- Bank account where pension comes
- Name of pension disbursing agency
- Re-employment or remarriage status, if asked
Aadhaar must already be linked to the pension account. If it isn’t, link it at your bank first, or the digital certificate may fail.
Missed the 30 November deadline?
- Your pension can be held from December until a valid life certificate is received.
- Submit as soon as possible by any method above. Banks accept late certificates.
- Arrears are paid once the certificate is accepted, usually with the next pension payment. You don’t lose the money.
- If the pension doesn’t restart within a month or two, contact your bank’s pension cell with your Pramaan ID.
Jeevan Pramaan FAQs
What is the last date for life certificate in 2026?
30 November 2026 for central government and most bank-paid pensioners. Pensioners aged 80 and above can submit from 1 October; everyone else from 1 November.
Can I submit Jeevan Pramaan from home?
Yes. Use the Jeevan Pramaan Face app with AadhaarFaceRD on any Android phone, or book a doorstep service from India Post Payments Bank or your bank.
Do EPS-95 pensioners have to submit in November?
No. EPS-95 pensioners can submit a life certificate at any time of the year, and it stays valid for 12 months from the date of submission. Keep a reminder for a few weeks before it expires.
Does Jeevan Pramaan work on iPhone?
The face authentication apps are for Android. iPhone users can use a family member’s Android phone, a bank branch, a CSC or a doorstep service.
Do family pensioners need to submit a life certificate?
Yes. Family pensioners also submit a life certificate every year, along with a declaration about remarriage where it applies.
How do I check if my life certificate was accepted?
Use the Pramaan ID from the SMS to download the certificate on jeevanpramaan.gov.in, and confirm with your bank or pension office that it was accepted and updated in their records.
Related on WellthRise
- PPF vs FD vs SCSS: best safe return for retirees
- PF rules 2026 explained
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Sources and how we checked
Last checked: 23 October 2026. Dates follow the annual life certificate schedule for central government pensioners (super senior pensioners from 1 October, others from 1 November, until 30 November). Your bank or pension office’s notice is final.
- Official portal: Jeevan Pramaan (Government of India)
- 2026 windows and face authentication steps: Business Standard (13 Oct 2026), Business Today (7 Oct 2026)
- Missed deadline and arrears: Business Standard
This guide is for information only. Rules can differ for state, defence and other pension schemes; follow your pension disbursing authority’s instructions.
We write practical guides on money, tax, salary, wellness and India news. Rates, rules and dates come from official sources such as RBI, SEBI, the Income Tax Department, India Code and government notifications, linked in each article with the date we last checked them. We don’t accept payment to change what we write.
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